Cheshire Mortgage Guide

Interest Rates

Most lenders offer housebuyers a choice of a variable rate or a fixed rate mortgage. With a variable rate mortgage the cost of the loan moves up or down during the mortgage term.

With a fixed rate mortgage the interest rate is set for an agreed period of time,which can be anything from 12 months to 10 or 20 years, depending on the lender.

Your home is at risk if you do not keep up your mortgage repayments or any loan secured on it.

Selecting the right estate agent to sell your home can make all the difference between selling your home quickly at the right price and having your home sit on the market for months.

With so much at stake, you should know how to select the right estate agent and what services to expect from them.

So take a few minutes and explore these topics in a little more detail.